Saturn-IT
IT solution from the future for your business today
Our mission
We believe that all things we do should be Simple and Efficient.
About us
We are a team with strong expertise in e-commerce, payments, lending FinTech, mobile applications, blockchain with extensive experience in creating effective solutions for financial institutions.
As such we offer our clients service from business processes analysis to developing and implementing the best effective solutions into a company's processes.
Our approach is based on intensive cooperation with our client, because we believe a constant interaction between outside experts and company's knowledge holders is the only way to achieve excellent results that will be in demand by our client's business.
As such we offer our clients service from business processes analysis to developing and implementing the best effective solutions into a company's processes.
Our approach is based on intensive cooperation with our client, because we believe a constant interaction between outside experts and company's knowledge holders is the only way to achieve excellent results that will be in demand by our client's business.
How we work
We start with a high-level description of where you want to get in terms of product and/or business processes and enrich the description with "how" and "when" together with your team until the description becomes a roadmap and then a project plan with due dates and persons in charge.
Then study your business domain and business processes, updating (or creating) necessary documentation during the study.
Examining business processes down to automatable units is one of our passions.
When the plan has green light we execute it together with your team and other project participants ensuring delivery on time and inclusion of change requests.
We prefer PMI for project work and Agile for operations.
Then study your business domain and business processes, updating (or creating) necessary documentation during the study.
Examining business processes down to automatable units is one of our passions.
When the plan has green light we execute it together with your team and other project participants ensuring delivery on time and inclusion of change requests.
We prefer PMI for project work and Agile for operations.
Projects launched
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Ready-to-use, secure and compliant Software as a Service product for merchants, selling online and in retail shops.
You issue an invoice to your customer, he pays it with cryptocurrency.
CCPOS instantly delivers payment data and details to you or your order management system.
CCPOS can work in standalone mode or be integrated with your order management system or e-commerce suite (including checkout script).
You issue an invoice to your customer, he pays it with cryptocurrency.
CCPOS instantly delivers payment data and details to you or your order management system.
CCPOS can work in standalone mode or be integrated with your order management system or e-commerce suite (including checkout script).
Enterprise performance analytics system for MikroKapital
Subsidiaries IT and business processes assessments.
Designed target IT architecture and target business processes.
Designed, developed and launched enterprise performance analytical system for 3 companies of MikroKapital , bringing real-time insights for stakeholders and allowing to optimize the customer's acquisition and onboarding process and to significantly decrease:
Designed target IT architecture and target business processes.
Designed, developed and launched enterprise performance analytical system for 3 companies of MikroKapital , bringing real-time insights for stakeholders and allowing to optimize the customer's acquisition and onboarding process and to significantly decrease:
- Client acquisition costs (AC) (savings in the marketing budgets)
- Loan application processing costs (OC) (savings in operational budget)
Payment gateway (PCI DSS lvl 1 Certified)
A payment gateway is an ecommerce service that processes credit card and bank transfer payments service. Payment gateways provides API for partners which allows make .
Payment gateways fulfill a vital role in the ecommerce transaction process, authorizing the payment between merchant and customer. Popular payment gateways include PayPal/Braintree, Stripe, and Square.
PCI DSS infrastructure and documents support. It is the first stage of pre-work to implement PCI DSS certification.
TKB is a payment provider supported host2host integration. TKB provides card payment service using AFT terminal for loan repayment, that make possible
to give profitable payment fees and card disbursement service. TKB will be used as backup provider for card payments.
SMSFinance and Vivus.Ru open current accounts in Yandex.Money, to avoid customer ban by Yandex.Money compliance in card disbursement process.
All disbursements will be sent from current accounts via host2host and Yandex.Money integration.
API supports 2 types of integration: Implement a new asynchronous version of API
This API extends routing capabilities and introduces using callbacks for all transaction status notifications. Asynchronous data exchange reduce risk to lose transaction status on merchant side and always receive final transaction status. Asynchronous API provide an ability to route operation requests between different payment providers in real time in case of failure of one of providers in the context of one request from merchant.
Payment gateways fulfill a vital role in the ecommerce transaction process, authorizing the payment between merchant and customer. Popular payment gateways include PayPal/Braintree, Stripe, and Square.
PCI DSS infrastructure and documents support. It is the first stage of pre-work to implement PCI DSS certification.
TKB is a payment provider supported host2host integration. TKB provides card payment service using AFT terminal for loan repayment, that make possible
to give profitable payment fees and card disbursement service. TKB will be used as backup provider for card payments.
SMSFinance and Vivus.Ru open current accounts in Yandex.Money, to avoid customer ban by Yandex.Money compliance in card disbursement process.
All disbursements will be sent from current accounts via host2host and Yandex.Money integration.
API supports 2 types of integration: Implement a new asynchronous version of API
This API extends routing capabilities and introduces using callbacks for all transaction status notifications. Asynchronous data exchange reduce risk to lose transaction status on merchant side and always receive final transaction status. Asynchronous API provide an ability to route operation requests between different payment providers in real time in case of failure of one of providers in the context of one request from merchant.
PSP integrations
Integration with PSP "ThePay" for fast automated bank transfer disbursements
and 1 Kč identification transfers from our client to customers.
and 1 Kč identification transfers from our client to customers.
KYC
Our KYC solution we build for Finstar is a scalable and flexible RESTful API which is connected to KYC engine. We ensure that it have to be ready to meet future needs for clients in various continues to enhance KYC services with various functionality, as well as additional countries and data sources. Key feature of our KYC solution is that it reduces the number of field types to a possible minimum by using built-in intelligence and mapping of common fields.
Our KYS engine is integrated with main KYC international and local providers (Instantor, SMEV, Aadhar, some Banks which supports customer identification functionalities by minimum value bank transfer). Backup integrations and automatic KYC requests routing provides maximum stability for our service.
Service is successfully works with:
Our KYS engine is integrated with main KYC international and local providers (Instantor, SMEV, Aadhar, some Banks which supports customer identification functionalities by minimum value bank transfer). Backup integrations and automatic KYC requests routing provides maximum stability for our service.
Service is successfully works with:
- SMEV (Russia)
- ESIA (Russia)
- Instantor (support 18 countries, implemented for Spain),
- Bank transfer identification (Implemented in Czech Republic with Moneta bank, any bank with API available can be implemented)
- UIDAI (Aadhaar identification in India)
Simplified identificartion
Simplified identification is used for ...
- By phone
- By National ID card
- Assessment of 4 shortlisted ID documents KYC providers and choosing the best one for loan online KYC. Focus on national ID documents support, especially of Czech Republic.
- Integration with Instantor for web-site and mobile application implemented in Spain.
Credit as a Service Public API
Public API enables e-POS lending with e-commerce, gaming, gambling partners.
It allow to apply for SPL loan, disburse it to Public API merchant account (with necessary integration and customisation), repay and extend the loan.
It gives to our clients customers possibility to pay for goods and services by application for credit funds in merchants stores.
It allow to apply for SPL loan, disburse it to Public API merchant account (with necessary integration and customisation), repay and extend the loan.
It gives to our clients customers possibility to pay for goods and services by application for credit funds in merchants stores.
Added mikrokredit functionalities to Boon wallet with Wirecard in Spain, Europe.
Saturn IT created integration API for Loan Management system for Vivus.ES which is used by Wirecard boon Wallet to provide ".boon" customers with access to micro-credits.
This API provides full life cycle of the Single Payment Loans from preliminary calculation till repayment.
This API provides full life cycle of the Single Payment Loans from preliminary calculation till repayment.
Abstraction Layer Core Development
Abstraction Layer is an IT solution which provides access to features of eWallet, Loan functionalities, Payments and integration with lenders platforms to
the Company who will use Abstraction Layer. Integration provided by Public API and customer management available through CRM for partners. Public
API has all methods to be used as a backend for partner's frontend applications.
the Company who will use Abstraction Layer. Integration provided by Public API and customer management available through CRM for partners. Public
API has all methods to be used as a backend for partner's frontend applications.
Implementation of Unified Payments API
This API enables provision of integrated payment service providers to LMS over one integration.
E-Wallet with SPL for Spain
Support of the processes in production environment and interacts with business partners involved in project activities.
SMSPAY
SMSPAY is a service which allows merchants to implement mass sending of SMS and email notifications on a due date to customers via web-interface or API directly with link to the card payment form.
The main goal of the service is to provide a convenient tool, which is aimed to reduce customer's repayment delay and to increase repayments conversion.
Process flow:
1. Merchant forms and sends SMS/e-mail with payment link to client uses web-interface or API method.
2. Customer receive SMS/e-mail, click on payment link, fill card details and submit payment. Merchant receive loan repayment from the customer.
The main goal of the service is to provide a convenient tool, which is aimed to reduce customer's repayment delay and to increase repayments conversion.
Process flow:
1. Merchant forms and sends SMS/e-mail with payment link to client uses web-interface or API method.
2. Customer receive SMS/e-mail, click on payment link, fill card details and submit payment. Merchant receive loan repayment from the customer.
Our clients
Finstar GroupFinstar is an international private equity firm operating in Europe, USA, Asia, Latin America and the CIS. The Group is focused on fintech, but historically has been highly successful in financial services, IT, FMCG retail, media, and real estate. Finstar has 20 years of operational experience launching new projects, restructuring existing companies, sealing partnerships and M&A agreements, and investing in start-ups.
Mikro Kapital GroupMicrofinance is the youngest and the most appealing segment of the new finance, growing worldwide at an average rate of 15-20% yearly. In the world of Microfinance, micro-credit, or credit to micro and small entrepreneurs, represents the real tool for helping people, thanks to responsible financial services, in order for them to realize their dreams and improve their own welfare.
Contact us
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